“I was never reaching my savings goal. Now I can see where all my money is all in one place and watch my savings grow.”
Luca Marres
Works inMicrosoft ExcelGoogle Sheets
Sound familiar?
Budgeting shouldn't feel this hard.
Budget_FINAL_v7.xlsxUntouched 3 wks
fx=SUMIF(Sheet3!B2:B90,"Food*",Sheet3!$D$2:$D...
Jan
Feb
Mar
Groceries
612
#REF!
Dining
240
#VALUE!
Total
#REF!
?
You gave up within weeks
It's not you, it's your budget. Formulas break, it's boring to look at and it never motivates you to keep going.
basic_budget.xlsxDoesn't add up
Income$5,840
Expenses$4,190
Savings$600
Bank & card accountsNot tracked
Unaccounted for$1,050 ?
You miss the full picture
Most spreadsheets only cover income, expenses and savings. They never check against your real accounts, so money slips through.
Card declinedGroceries · $84.50
now
Rent due tomorrow$1,850 · Balance $86
2h
Unknown charge$49.99 · what was this?
1d
You're anxious about money
Not having a clear handle on your money is what causes the stress, and it's easy to fix.
There's an easier way.
The solution
Meet your new budget.
A closed-loop budgeting system designed to account for every cent.
Dashboard. Pick a month to see your net worth, where your money went and how close you stayed to budget.
The closed-loop budget
Why we're different.
Most budget spreadsheets are a list of categories you guess at. Ours ties your budget to your real accounts using a closed-loop, zero-based system, so it always adds up.
AccountBudgetBank
Checking$14,587$14,587
Savings$15,549$15,549
Credit card−$345−$345
Difference$0.00
Accurate
Your budget matches your bank, down to the cent.
TypicalOurs
Income, expenses & savings
Bank, card & loan accounts
Transfers between accounts
Debt & net worth
Budget matches your bank
Complete
Everything a typical spreadsheet leaves out, in one place.
What changes
Feel in control of your money again.
Here's what changes once all your money is in one place.
Know where it all goes
Every transaction has a category, so nothing's a mystery and the worry goes away.
Easy to stick with
Ten minutes a week to add transactions. Formulas are locked, so nothing breaks.
See the full picture
Every account, debt and investment adds up to your net worth, updated every month.
Easy to set up
Up and running tonight.
1
Download instantly
Your file is ready the second you pay, with a copy in your inbox.
2
Set up in 10 minutes
Add your accounts and pick your categories. The built-in guide walks you through it.
3
See your money clearly
Add your transactions and watch your budget, dashboard and net worth fill themselves in.
Everything you need to take control.
The complete budget spreadsheet for Excel
A Google Sheets copy, ready to use
Dashboard, budget, transactions and net worth tracker
Yes. You never touch a formula. Type into the grey boxes, pick from drop-down lists, and the Start Here guide walks you through setup step by step. A filled-in example shows you what it looks like in use.
Does it work in Excel and Google Sheets?
Yes, both. Use it in Microsoft Excel (Microsoft 365, or Excel 2019 and later, on Windows or Mac), or open the Google Sheets copy with a free Google account. There are no macros or add-ons to install. Apple Numbers isn't supported.
How do I get it?
Straight after checkout you'll see your download link, and we'll email it to you too.
Is this a subscription?
No. You pay $49 once and the spreadsheet is yours to keep.
Is my financial data private?
Yes. It's a file you keep. There are no bank logins and nothing is sent to us. Your numbers stay in your own Excel file or Google account.
Does it connect to my bank?
No. You paste in transactions from your bank's export, which takes a few minutes a week. If you'd rather your bank did the typing, the mapyourfinance app connects to banks in the US and Canada, and your purchase includes a discount on it.
What about next year?
Each file covers one calendar year. For the next year, make a copy, change the year and carry over your closing balances. The guide shows you how.
Luca Marres
